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銀主盤是指物業斷供一段時間，被承按人根據法律途徑收回後拍賣或放售。負資產與銀主盤並無直接關係，業主只要依時供款，物業不會變成銀主盤。如果能夠確定資產減值的金額，直接記：借----資產減值損失 貸----應收賬款（或有關科目）債務舒緩毋須經過任何�

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